SBA 7(a) Loans

Texas Commercial Loans is Texas’ leading SBA Real Estate Lender.  We also have the benefit of having the #1 SBA Loan officer in Texas, with over 25 years of experience closing SBA Loans!

So before you give up the dream, or when you are getting the banker run-around, put Texas Commercial Loans 25+ years of success to work for you!


  • Absolute minimum down payment –financing to 93%* of appraised value
  • Lowest monthly payment –  using a 25 year, no balloon note
  • More likely approval –doing many deals the bankers turn down
  • Timely–with most deals going from application to closing in 30 days or less
  • Ease of process –with the best and most dedicated team in the business


  • A “for-profit” small business- owned 51% or more by US Citizens or PRA(s)
  • Use of Proceeds must go to benefit the small business:
    • Real Estate – Acquisition, Construction, or Refinance
    • Cash-Out must stay in the business unless:
      • Buying out a current owner (business acquisition)
  • Small Business to occupy at least 51% of the Real Estate
  • Secured with a First Lien on the Real Estate

Underwriting Based On

  • Global Cash Flow (historical or projected)
  • Management (experience and credit history)
  • Property Type and Value

Use the short form above to get started with your free SBA 7(a) Loan quote today! Why Wait?